Money and credit are as much human contrivances as bicycles, and as liable to expansion and modification as any other sort of prevalent but imperfect machine.

Source and credibility

Wikiquote does not flag this quote as disputed or misattributed.

Source: Anticipations of the Reaction of Mechanical and Scientific Progress Upon Human Life and Thought (1901), The Faith, Morals, and Public Policy of The New Republic, pp. 340–343
Source quality: Precise citation Points to a specific work with a page, chapter, date or similar locator, so you can look it up.

The Wife of Sir Isaac Harman (1914)

The Outline of History (1920)

The Outline of History (1920)

The War of the Worlds (1898)

A Modern Utopia (1905)

A Modern Utopia (1905)

The War of the Worlds (1898)

The Discovery of the Future (1901)

The Food of the Gods and How It Came to Earth (1904)

A Modern Utopia (1905)

The Time Machine (1895)

The Mind at the End of its Tether (1945)

Quote text and notes from Wikiquote: H. G. Wells (page history), available under CC BY-SA 4.0. Source quality and labels are our own summary of what Wikiquote records.