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Usury is defined as the charging of excessive interest. But no word exists to describe too little interest.

— Edward Chancellor The Price of Time (2022)

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Investors who accept this analysis will probably conclude that risk and reward are currently out of whack. They will position their portfolios defensively, keeping cash on hand to spend when the rewards for taking risk appear more compelling.

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Quote text and notes from Wikiquote: Edward Chancellor (page history), available under CC BY-SA 4.0. Source quality and labels are our own summary of what Wikiquote records.