Owners of capital will stimulate working class to buy more and more of expensive goods, houses and technology, pushing them to take more and more expensive credits, until their debt becomes unbearable. The unpaid debt will lead to bankruptcy of banks which will have to be nationalized and State will have to take the road which will eventually lead to communism.

Said to be a quote from Das Kapital in an anonymous email, this attribution has been debunked at Snopes.com with the earliest occurrence found being a post by Gpkkid on 23 December 2008; it was used as a basis of a satirical article "Americans to Undergo Preschool Reeducation in Advance of Country's Conversion to Communism" at NewsMutiny, but the author of article on the satiric website says that he is not author of the quote